現金業務

現金業務是以現金交易為主的業務。例如，餐館定期取現金，酒吧和其他食品店也是如此。另一種類型的現金業務是“休閒”業務，如跳蚤市場或農民市場供應商。這些企業經營在難以使用信用卡或借記卡的領域（儘管許多露天市場供應商也確實接受使用卡付費）。

現金業務也可以使用現金支付給供應商或員工。在小企業接受現金和付現金既有好處也有缺點。

我可以接受現金支付嗎？

但接受現金支付存在一些問題：

• 很多人不隨身攜帶很多現金。特別是年輕的購物者通常不攜帶現金。如果你不接受他們的借記卡，就算是一杯咖啡，你也有失去銷售的風險。接受現金意味著手頭有現金用於兌換，手頭有大量現金可能存在安全風險。
• 允許客戶使用信用卡付款鼓勵他們購買更多，新增你的利潤。

額外的好處和缺點

接受現金的好處包括：

• 你立即收到付款；無需等待支票處理或卡交易出現在您的帳戶中
• 你不必擔心欺詐、退票、偽造的信用卡/借記卡。沒有必要為試圖從那些付款沒有清算銀行的人那裡取錢而煩惱。
• 你不需要支付信用卡費用，這减少了你每筆交易的淨利潤。這些費用在交易很小的時候特別困難。

在非傳統商鋪

跳蚤市場、工藝品交易會、農貿市場、街頭交易會和藝術展覽會以及其他戶外和臨時場所的小販傳統上接受現金交易。但是隨著POS收銀機的出現，即使是最隨意的交易也可以用信用卡或借記卡進行。現在接受現金支付變得不再必要了。如果你在這些公司之一接受現金，一定要記錄所有的現金銷售。

沒有信用卡的客戶

許多年輕人，是“無銀行”或“銀行存款不足不足”。向這些人提供用現金支付的選擇將提高他們繼續經營的可能性。信用卡/借記卡的另一個替代方案。，他們可以先刷卡再想銀行還款。

交易會計

企業中的每一筆交易都必須記錄。如果您的企業接受現金支付貨物或服務，你必須有某種作法記錄現金支付。憑證或現金收據是您可以使用的一種記錄。

記錄下你的現金支付是一件好事。能够記錄更多的費用交易會新增您的營業費用扣除，降低您的營業淨收入的稅收目的。這些款項是營業費用，可從營業稅申報表中扣除，但前提是你有記錄。即使小額零用金也可以用小額現金支付。

Cash business

Cash business is based on cash transactions. For example, restaurants regularly withdraw cash, as do bars and other food stores. Another type of cash business is "leisure" business, such as flea markets or farmers market suppliers. These businesses operate in areas where credit or debit cards are difficult to use (although many open-air market vendors do accept card payments).

Cash business can also be paid to suppliers or employees in cash. Acceptance and payment of cash in small businesses have both advantages and disadvantages.

Can I accept cash payment?

However, there are some problems in accepting cash payments:

• Many people don't carry much cash with them. Young shoppers, in particular, usually don't carry cash. If you don't accept their debit card, even if it's a cup of coffee, you risk losing sales. Acceptance of cash means having cash on hand for conversion, and having a large amount of cash on hand may pose a security risk.
• Allow customers to use credit cards to pay to encourage them to buy more and increase your profits.

Additional benefits and disadvantages

The benefits of accepting cash include:

• You receive payment immediately; there is no need to wait for cheque processing or card transactions to appear in your account.
• You don't have to worry about fraud, refunds, forged credit/debit cards. There's no need to worry about trying to withdraw money from people who pay without clearing the bank.
• You don't have to pay for credit cards, which reduces your net profit per transaction. These costs are particularly difficult when transactions are small.

In non-traditional shops

Traditionally, vendors in flea markets, craft fairs, farmers'markets, street fairs and art exhibitions, as well as other outdoor and temporary venues, accept cash transactions. But with the advent of POS cash registers, even the most casual transactions can be done with credit or debit cards. Now it is no longer necessary to accept cash payments. If you accept cash in one of these companies, be sure to record all cash sales.

Customers without credit cards

Many young people have "no bank" or "insufficient bank deposits". Providing these people with the option of paying in cash will increase their chances of continuing their business. Another alternative to credit/debit cards. They can swipe their cards before they want to pay back the money.

Transaction accounting

Every transaction in an enterprise must be recorded. If your business accepts cash payments for goods or services, you must have some way of recording cash payments. A voucher or cash receipt is a record that you can use.

It's a good thing to record your cash payments. To be able to record more expenses, the Fair will add deductions for your operating expenses and reduce your net operating income for tax purposes. These payments are operating expenses and can be deducted from the Business Tax Declaration Form provided that you have a record. Even petty cash can be paid in petty cash.